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Rates & Charges

How much does it cost to borrow?

The total amount the borrower will pay consists of three things: 


  • Principal: this is the original loan amount that must be repaid to the bank

  • Interest: interest rate is fixed over the whole tenor the loan. The interest rate is up to 18%. 

  • Applicable fees and charges: the borrower pays the bank 2% of the loan amount in processing fee subject to a minimum of $100 or ៛400,000 at the time of application. A charge or a penalty is levied if the borrower misses a monthly payment. Please see Q20.

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