Benefits & Privileges

  • Dedicated Services
    • CIMB Preferred Relationship Managers dedicated to taking care of your banking needs.
    • Instant recongnition and privileged treatment at any CIMB Preferred centre and branch in ASEAN.
  • Exclusive Rate Up to 2.15% p.a.

    Enjoy a special exclusive interest rate of up to 2.15% per annum is available for qualifying deposits.

  • Lifestyle Privileges

    Enjoy exclusive lifestyle privileges such as 5-star hotels, fine dining, travel and health benefits.

     

    Total value = USD500/year

  • VIP Banking Services
    • CIMB Preferred Visa Platinum Card
    • Access VIP services at CIMB Preferred lounges
    • Free overseas, Bakong transfer and preferential fees and charges.

Banking Solutions

CIMB Preferred Current Account helps you achieve your financial goals:

 

  • High current account interest rates:
Deposit Interest Rate (p.a)
≤ USD10,000 0.50%
> USD10,000 - USD150,000 1.65%
> USD150,000 - USD1,000,000 2.15%

Effective from 5 December 2025.

Remark:

* 0.5% p.a. rate applies for amount above USD1,000,000. Also available in KHR. Other terms and conditions apply.

** Same tier rates apply for KHR equivalent

  • ATM cash withdrawal up to USD10,000 per day
  • A monthly complimentary CIMB Preferred cheque book
  • Waiver of ATM annual fee
  • Free Account Statement (1 per month)
  • Free Bank Confirmation (1 per month)
  • Free ATM withdrawal or balance inquiry at other CSS members' ATM *
  • Free oversea transfer up to USD10,000 equivalent per day to regional CIMB Bank branches
  • Competitive offer for oversea fund transfer at 0.15% + USD15 cable fee
  • Free access to Mobile Banking
  • Free Bakong fund transfer up to USD50,000 per day

(*) Maximum fee USD3.00 per month. Fees will be reimbursed to customer's account in the following month.

How to become a CIMB Preferred member?

You can become a CIMB Preferred member when you:

  • Have at least a minimum initial deposit of USD25,000 / KHR 100,000,000 in new CIMB Preferred Current Account only
  • Maintain on average USD25,000 every month in CIMB Preferred Current Account with USD500 minimum.

 

To apply, visit your nearest CIMB Bank branch and bring along the following documents for applications:

  • National Identification Document (NID)/Identity Document Issued by an official authority/Passport & Work Permit (for foreigners)

Our Relationship Managers will be more than happy to guide you on planning for your life goals. Call us now!

Terms & Conditions

  • You are welcome to select any combination of Privileges, up to a total value of USD500 per year.
  • To enjoy these benefits, please maintain a minimum average end-of-day balance of USD25,000 (or KHR equivalent) in your CIMB Preferred Current Account during any given month.
  • If the required balance is not maintained in a month when World Privileges are active, a membership fee of USD25 will apply for that month.
  • You may also purchase any of the listed benefits using CIMB Visa credit card, Bakong KHQR, or cash. To request reimbursement, simply upload signed or digital invoices through the “VIP Service” in the CIMB Mobile App.
  • Your CIMB Preferred Current Account requires a minimum balance to maintain of USD500 (or KHR equivalent).
  • If your Preferred Current Account is closed within 12 months, the Bank may recover the total reimbursed amount at its discretion.
  • We appreciate your understanding and look forward to providing you with exceptional service and privileges.

Fees & Charges

Types of Charges Charges
Dormancy Fee USD5.00/month
Minimum Balance to Maintain USD 500 / KHR 2,000,000
Closing of Account (within 6 months of opening) USD10.00 / KHR 40,000
Stop Payment USD 10.00 per instruction irrespective of number of cheques
Outward Return Cheque due to insufficient fund USD 50.00 / KHR 200,000
Outward Return Cheque due to non-cash reason USD 10.00 / KHR 40,000
Under Average Balance Requirement Fee

USD 25 / KHR 100,000 per month

 

Note: If the customer fails to meet the minimum balance in any month, the bank will manually charge this amount for that month.