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Save and Earn Insurance Freedom and Control Additional Benefits
Save and Earn
Freedom and Control
Additional Benefits


To apply, visit your nearest CIMB Bank branch and bring along the following documents:

  • Your child who is below 18 years old, with their identity documents (Birth certificate/National Identification Document) and 1 passport-sized photo.

  • Parents/guardians must have a National Identification Document (NID)/Passport/Identity document issued by an official authority. Foreigners must have a valid passport and work permit.

  • Minimum initial deposit of USD100.

Our Relationship Managers will be more than happy to assist you.

Terms and Conditions

* The Group Term Life and Total Disability Insurance Policy (“the Policy”) is underwritten by Manulife (Cambodia) PLC. You agree to be bound by terms and conditions as follows:

  •  The parent(s)/guardian(s) whose children are the Junior Savers Account (“JSA”) holders should be between 18-60 years of age on the date of JSA account opening or conversion from previous JSA plan.
  •  The Policy benefit is excluded for customers whose age is greater than 60 years at next birthday.
  • The Policy covers benefits up to USD100,000 for Death and Total Disability. Benefit varies according to the type of the parent’s account and JSA account balance at the time of occurrence of the Event covered by the Policy.
  • Insurance coverage is equal to 200% of the Member’s Junior Deposit Amount divided by number of account holder, up to a maximum of USD 100,000 per Member
  • The Policy coverage will start from the date of account opening or conversion from previous JSA plan.
  • In case of any dispute with respect to the name(s) of the insured, the name(s) of the insured person(s) shall be the name(s) as per CIMB Bank account.
  • For the avoidance of doubt, the parent(s)/guardian(s) stated under Junior Savers Account are the insured person(s) under the Policy.


  • You consent to CIMB Bank PLC sharing your basic personal information with Manulife (Cambodia) PLC for the purpose of providing you insurance coverage, claim handling and other administrative matters.

Fees & Charges

Types of Charges Charges
Annual Fee Free
Withdrawal Fee USD 10.00 per transaction
Dormancy USD 5.00 per month
Minimum Balance Fee USD 1.00 per month
Closing of Account (within 6 months of opening) USD 10.00
Replacement of Lost Passbook USD 5.00
Bank Confirmation USD 10.00