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Save and Earn Insurance Freedom and Control Additional Benefits
Save and Earn
Freedom and Control
Additional Benefits


To apply, visit your nearest CIMB Bank branch and bring along the following documents:

  • Your child who is below 18 years old, with their identity documents (Birth certificate/National Identification Document) and 1 passport-sized photo.

  • Parents/guardians must have a National Identification Document (NID)/identity document issued by an official authority. Foreigners must have a valid passport and work permit.

  • Minimum initial deposit of USD100.

Our Relationship Managers will be more than happy to assist you.

Terms and Conditions

* The Group Personal Accident Insurance Policy (“the Policy”) is underwritten by Forte Insurance (Cambodia) PLC. You agree to be bound by terms and conditions as follows:

  • The parent(s)/guardian(s) whose children are the Junior Savers Account (“JSA”) holders should be between 18-70 years of age on the date of JSA account opening or conversion from previous JSA plan.
  • The Policy benefit is excluded for customers whose age is greater than 70 years at next birthday.
  • The Policy covers benefits up to USD100,000 for Accidental Death and Permanent Disablement. Benefit varies according to the type of the parent’s account and JSA account balance at the time of occurrence of the Event covered by the Policy.
  • The Policy coverage will start from the date of account opening or conversion from previous JSA plan.
  • In case of any dispute with respect to the name(s) of the insured, the name(s) of the insured person(s) shall be the name(s) as per CIMB Bank account.
  • For the avoidance of doubt, the parent(s)/guardian(s) stated under Junior Savers Account are the insured person(s) under the Policy.
  • You consent to CIMB Bank PLC sharing your basic personal information with Forte Insurance for the purpose of providing you insurance coverage, claim handling and other administrative matters.

All terms and conditions mentioned in the Policy Wording apply. For details on coverage, exclusion, limitation, and claim, kindly refer to Policy Wording available at:

** Withdrawal is subject to a USD5 withdrawal fee.