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The total amount the borrower will pay consists of three things:
Cambodians aged 18 years – 65 years, as single or joint borrowers
Salary earners in continuous gainful employment for more than 6 months or business owners with at least 12 months of business history and profitability
Sufficient and stable income to cover monthly repayments and family expenses
Acceptable property pledged as collateral security for the loan
House intended for residential use
Minimum down payment between 20% and 30%
Acceptable credit history
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