What are the eligibility criteria?

The total amount the borrower will pay consists of three things:


  • Cambodians aged 18 years – 65 years, as single or joint borrowers

  • Salary earners in continuous gainful employment for more than 6 months or business owners with at least 12 months of business history and profitability

  • Sufficient and stable income to cover monthly repayments and family expenses

  • Acceptable property pledged as collateral security for the loan

  • House intended for residential use

  • Minimum down payment between 20% and 30%

  • Acceptable credit history

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