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Can customer refinance from another bank and get a higher loan amount?

Yes, the bank accepts refinance existing loan balance (also known as “balance transfer”) from another bank, subject to the same eligibility and credit assessment as those of a new loan. The additional amount can be requested separately as a Home Equity Loan. In such case, the LTV ratio should not exceed 70%, or 80% for some well-known properties or Borei.

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