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FAQ

What are the fees and charges?

  • Annual fee:

    • Platinum: $100 principal and $80 supplementary

    • Gold: $30 principal and supplementary

  • Retail purchase interest: 1.5% per month

  • Cash advance interest: 1.5% per month

  • Cash advance fee: 5% of amount advanced, min. $5

  • Foreign currency conversion fee: 2%

  • Card replacement fee: $10

  • Sales slip retrieval fee: $10 per transaction

  • Minimum monthly repayment: 5% of total bill, min. $10

  • Late payment fee: 1% of outstanding balance, min. $10

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