Credit Cards Fees & Charges

Types of Charges	Charges
Annual Fee - Platinum (Principal) - Platinum (Supplementary)	- USD100 - USD80
Retail Purchase Interest	1.50%
Cash Advance Interest	1.50%
Late Payment Fee	1% of the total outstanding balance or a minimum of USD10, whichever is higher
Cash Advance Fee	5% or of the amount advanced or a minimum of USD5, whichever is higher
Card Replacement Fee	USD10
Sales Slip Retrieval Fee	USD10 per transaction
Minimum Monthly Repayment	5% of total billed or USD10, whichever is higher
Foreign Currency Conversion Fee	2%

Types of Charges	Charges
Annual Fee - Gold (Principal) - Gold (Supplementary)	- USD30 - USD30
Retail Purchase Interest	1.50%
Cash Advance Interest	1.50%
Late Payment Fee	1% of the total outstanding balance or a minimum of USD10, whichever is higher
Cash Advance Fee	5% or of the amount advanced or a minimum of USD5, whichever is higher
Card Replacement Fee	USD10
Sales Slip Retrieval Fee	USD10 per transaction
Foreign Currency Conversion Fee	2%

CREDIT CARDS