How is CIMB Auto Loan different from CIMB Personal Loan?


Auto Loan

Personal Loan

Interest rate

12% new car

15% used car

From 18%


Up to 70% of the car’s price

Up to $25,000 or ៛100 million

Loan purpose

New or used car purchase

Any purpose including purchasing a car with license plate


After car purchase and security registration

Before car purchase


Purchased vehicle

No security

Auto insurance

Auto insurance with comprehensive cover required

Not required, but recommend for own protection

Processing fee

1% min $350 or ៛1,400,000

1% min $50 or ៛200,000

Processing time

Additional time required for registration at Department of Transportation



Additional documents to register security interest

Simple and short


Lock-in for one year

Prior notice before settlement

Anytime without penalty

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