As a part of providing you with our products and services and the management and/or operation of the same, we may be required or need to disclose information about you and/or your accounts and/or facilities with us (as well as with other entities within the CIMB Group) to the following third parties:
- companies and/or organisations that act as our agents, affiliates, service providers, business partners, professional advisers, other banks and/or financial institution, within or outside Cambodia, where necessary;
- companies and/or organisations that assist us in processing and/or otherwise fulfilling transactions that you have requested;
- companies and/or organisations that assist us in providing value added services that you have requested;
- companies and/or organisations that provide services to us in communicating our products and services to you;
- your advisers (including but not limited to accountants, auditors, lawyers, financial advisers or other professional advisers) where authorised by you;
- any other person notified by you as authorised to give instructions or to use the account(s)/facility(ies) or products or services on your behalf;
- any third party as a result of any restructuring of facilities granted to you or the sale of debts, or the acquisition or sale of any company by CIMB, provided that any recipient uses your information for the same purposes as it was originally supplied to us and/or used by us;
- any guarantors or security providers for the facility(ies) granted by us to you;
- any person intending to settle any moneys outstanding under the facility(ies) granted by us to you;
- any rating agency, insurer or insurance broker or direct or indirect provider of credit protection;
- any financial institutions, merchants, VISA International Services Association, MasterCard International Incorporated and other card associations in relation to any credit card and/or debit card issued to you by us; and/or
- any person connected to the enforcement or preservation of any of our rights under your agreement(s) with us,
subject at all times to any laws (including regulations, guidelines and/or obligations) applicable to CIMB. The afore-mentioned third parties may in some instances be located outside of Cambodia.
Additionally, CIMB, our merchants and strategic partners may contact you about products, services and offers, which we believe may be of interest to you or benefit you financially. However, please note that we will only disclose your personal information (which will not include information relating to your affairs or accounts) to our merchants and strategic partners where your express prior consent has been obtained and subject at all times to any laws (including regulations, guidelines and/or obligations) applicable to CIMB.
You may tell us at any time if you do not wish to receive marketing communications from us, and/or from our merchants and strategic partners by notifying us at the address/telephone number/e-mail address given at the end of this Privacy Notice. Your latest written instructions to us will prevail. In certain instances where marketing communications from us are sent via browser push to your mobile device, you will have to follow certain prescribed steps to discontinue the receipt of marketing communications from us. Please take note that certain communications such as statements of account and our websites contain standard information regarding our other products and services that cannot be removed without affecting the delivery/provision of our services and/or products, the operation of your account(s) and/or facility(ies) with us, and/or additional costs to you.
We will otherwise treat your personal information as private and confidential and will not disclose your information to anyone outside CIMB except:
- where you have given permission;
- where we are required or permitted to do so by law;
- where required or authorised by any order of court, tribunal or authority, whether governmental or quasi-governmental with jurisdiction over CIMB;
- where we may transfer rights and obligations pursuant to our agreement(s) with you; and/or
- where we are required to meet our obligations to any relevant regulatory authority (whether in or outside Cambodia).