Features

Flexible
Competitive
Interest Rates

Product Term Sheet  SME LoanSME GuaranteeWomen-led SME
Co-ownershipCIMBCIMB x CGCCCIMB x CGCC
CurrencyUSD or KHRUSD or KHRUSD or KHR
Indicative Interest RateCompetitive RateCompetitive Rate9% (inclusive of guarantee)
Exposure/ BorrowerUp to USD 500KUp to USD 500KUp to USD 200K
TenureUp to 15 yearsUp to 7 yearsUp to 7 years
 SecurityCommercial Properties Credit Guarantee at 70% - 80%Credit Guarantee at 80%
Vacant Land
Residential Properties
Industrial Properties
MOFUp to 80% for commercial and residential propertiesN/AN/A
Up to 75% for industrial properties
Up to 60% for other vacant lands (all types subject to none concession land and plantation type)
Up to 50% for Agricultural land
Processing fee1% of loan amount (minimum $500)

- 1% of loan amount (minimum $500)

- 1% to 1.5% yearly guarantee fee

- 1% of loan amount (minimum $500)

- 0.5% to 1% yearly guarantee fee

Requirements & Conditions

    Visit your nearest CIMB Bank branch to apply. Our Relationship Managers will be more than happy to assist you.