SME Loan

Product Term Sheet	SME Loan	SME Guarantee	Women-led SME
Co-ownership	CIMB	CIMB x CGCC	CIMB x CGCC
Currency	USD or KHR	USD or KHR	USD or KHR
Indicative Interest Rate	Competitive Rate	Competitive Rate	9% (inclusive of guarantee)
Exposure/ Borrower	Up to USD 500K	Up to USD 500K	Up to USD 200K
Tenure	Up to 15 years	Up to 7 years	Up to 7 years
Security	Commercial Properties	Credit Guarantee at 70% - 80%	Credit Guarantee at 80%
	Vacant Land
	Residential Properties
	Industrial Properties
MOF	Up to 80% for commercial and residential properties	N/A	N/A
	Up to 75% for industrial properties
	Up to 60% for other vacant lands (all types subject to none concession land and plantation type)
	Up to 50% for Agricultural land
Processing fee	1% of loan amount (minimum $500)	- 1% of loan amount (minimum $500) - 1% to 1.5% yearly guarantee fee	- 1% of loan amount (minimum $500) - 0.5% to 1% yearly guarantee fee

Requirements & Conditions

Visit your nearest CIMB Bank branch to apply. Our Relationship Managers will be more than happy to assist you.

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