Why does the bank impose a maximum deposit amount?
The maximum deposit is $100,000. The client can deposit greater amount, but it requires approval from Head of Consumer Banking on a case-by-case basis. The reason the bank imposes this limit is because we design JSA for future children’s needs and offer interest rate much higher than normal saving rate. If a client deposits an amount greater than $100,000, it may be for a purpose other than children’s needs.
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