High interest rate at 1.68%, much higher than normal saving rate
No cap on the amount that earns interest
Personal accident insurance coverage at 2 times the outstanding balance in JSA accounts
High insurance limit at up to $100,000
Applicable to parents, grandparents, legal guardians and adopters
No monthly deposit obligation
Withdrawal at any time (subject to an administrative fee)
Although, monthly deposit into JSA is not obligated, the bank highly encourages parents to set up a free standing order to deposit money monthly from CIMB saving account. Higher balance earns higher interest and insurance protection.
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