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FAQ

How is JSA different from a regular CIMB fixed deposit?

 

JSA

CIMB Fixed Deposit

Interest rate

1.68% p.a.

Up to 4% p.a. for USD

Up to 6% p.a. for KHR

Initial deposit

$100

$500 for individual

$1000 for non-individual

Amount

Unlimited

Unlimited 

Condition

Amount > $100,000 requires approval from Head of Consumer Banking

Large deposit may require approval from the bank 

Purpose

Children’s future such as healthcare and education

Long-term fixed income

Special

Free personal accident insurance at 2X JSA balance and up to $100,000

NA

Interest earned

Accrued daily, deposited monthly

Accrued daily, deposited at maturity

Tax on interest

4% for residents

14% for non-residents

6% for residents

14% for non-residents

Withdrawal

Anytime (subject to a $5 admin fee)

At maturity

Mode of operation

Passbook

Fixed deposit certificate

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